There are plenty of good reasons! Maybe you got a bad rate the first time around, your credit got better, or your family situation has changed. Interest rates today are historically low, so even if none of these apply, you may be eligible for a lower rate.
When you refinance to the lower rate you qualify for, you pay less monthly and overall. Sounds pretty sweet, right? It is – and it means more money in your pocket to spend however you want.
Taking advantage of today’s low interest rates to get a better rate and lower your monthly payments (it’s only what you deserve).
Skipping up to 3 payments on your vehicle (access more of your money for you when you need it).
Adjusting your payments for major life changes (say, if you want to pay off your car before you retire).
Adding or dropping a co-borrower (your son always loved that truck).
Lowering your payments to fit your improved credit (way to go, you).
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