Getting a quote does not affect your credit score. The ‘soft’ inquiry that Auto Approve performs is viewable only by you (no one else reviewing your credit can see these types of inquiries) and it does not impact your credit score in any way. When you choose to move forward with refinancing your vehicle, a ‘hard’ credit inquiry will occur and appear on your credit history. This is standard practice and is generally not a significant impact on your overall credit score. The short-term impact that a ‘hard’ inquiry may have on your credit will likely be far outweighed by the long-term benefits of finding a loan with more favorable terms.
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